Government Launches Remittance Card and Allows Access for Undocumented Migrants

Undocumented migrants can apply for the Finabien card

Easier remittance transfers

Low transfer fees

The Finabien remittance card is being introduced as a new financial option for Mexicans living in the United States who want to send money home.

The instrument was announced by the government led by Claudia Sheinbaum in collaboration with Financiera para el Bienestar.

Its goal is to make it easier to send money to Mexico through fast electronic transfers.

The tool also seeks to provide low transfer fees for each remittance sent.

A new option for sending remittances

Welfare Card for sending remittances: Can undocumented immigrants apply for it? https://t.co/0JF7mxld4m

— N+ UNIVISION (@nmasunivision) March 10, 2026

According to the Government of Mexico, the transaction fee is $2.99 per transfer, according to reporting cited by Univision.

This rate is considered one of the lowest in the remittance market.

The card is aimed at Mexicans living in the United States who want to send money to their families.

One of the most common questions among migrant communities is whether undocumented immigrants can apply for it.

Can undocumented immigrants obtain the Finabien card?

Finabien Remittance Card Allows Access for Undocumented Migrants – Photo ChatGPT

Undocumented immigrants can apply for the Finabien remittance card.

The program aims to expand access to financial services for Mexicans living in the United States.

This includes people who do not have regular immigration status.

Applicants do not need to prove immigration status to obtain the card.

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Mexican authorities say applicants only need to present valid identification documents.

This system allows more migrants to access financial tools while also reducing reliance on traditional remittance companies.

The platform enables users to send money to Mexico through fast electronic transfers.

According to officials, the transfer can be completed in about 30 seconds.

Authorities also noted that the card allows users to receive payroll deposits in the United States, helping migrants manage their money more easily.

How the Finabien remittance card works

The Finabien card can be managed through the Finabien mobile application.

The app allows users to review account activity and monitor transactions.

Users can also manage their funds through the digital platform.

In addition, the application offers access to different additional services related to the account.

This system allows users to have greater control over their money transfers.

It also makes it easier to check the history of transactions.

The digitalization of the service seeks to simplify remittance management.

According to authorities, the system is designed to offer a more agile process.

The goal is for migrants to manage their money more easily.

This includes checking balances and account movements from their phones.

Requirements to apply for the Finabien card

People interested in applying for the card must present valid official identification documents.

These documents allow authorities to verify the applicant’s identity.

They are also required to activate the financial account.

Among the accepted documents is the Mexican voter ID (INE).

Applicants may also present a valid Mexican passport.

Another valid option is the consular identification card.

Authorities also accept a driver’s license issued in Mexico or the United States.

In addition, applicants must have an active email address.

They must also provide a mobile phone number.

These details allow the registration process to be completed.

Once identity verification is completed, the account can be activated.

The objective is for migrants to send money to their families at lower cost.

This initiative seeks to expand access to financial services for the Mexican community living in the United States.